Attention: new entrepreneurs, inventors, real estate investors, idea people of all kinds, including agents of social and economic change.....
"How To Raise Money for Your Business Without Borrowing… Find The Money You Need for Your Small Business Corporation….. Just like a Wall Street Investment Banker....!"
"....Discover How To Get All The Money You Need For Any Business Venture Without Giving Up Control Over Your Business Or Forever Mortgaging Your Home, Kids, Dog And First Draft Right To Your Grandkids...."
From: John K. Romano
Dear Capital Seeker,
I’ve got news for you, the Wall Street fat cats, and rich oligarch’s are keeping their secrets to themselves these days, and its up to you to find out this knowledge on your own. If you don’t believe me ask Robert Kiyosaki, author of the New York Times best seller “Rich Dad Poor Dad.”
It’s class warfare out there.. folks…in today’s economy having financial literacy boils down to the difference between owning or being owned. Until then its: "ups yours I've got mine bud."
If you have a small business corporation and you have no idea how to go about raising capital for it….. "LISTEN UP"….. I’ll teach you a method that literally 1,000’s have used to raise millions.
By the end of this article, I promise you will show you a way to avoid being owned by using other people's money to get yourself financially secure. The fact remains a small business is still the best wealth creation vehicle out there for most people.I am John K. Romano a former Wall Street Investment Banker. I am the Executive Director of the International Open Finance Association Inc. a non-profit ecumenical organization dedicated to capital formation for economic development. You can love me or hate me, but some call me the "Michael Moore" of Wall Street for speaking truth to power and spilling the beans exposing income inequality in our economy. I went from being raised in a small town in Montana to working on Wall Street as an Investment Banker. I have been on both sides of the fence. I have over 15 years of small business capital formation experience, I have worked with entrepreneurs at the very early stage or startup phase of their companies on and off Wall Street, and now I would like to give you the benefit of my knowledge and secrets about the great American capital formation pursuit.
Secret #1 - Raising money in the private market place for investors has historically been a function of who you know, why you are doing it, and how passionate and persistent you are in that pursuit. Startups need venture capital to begin, but private investors and venture capitalists only fund companies which already have sales. This is one big reason why no one is funding you.
Secret #2 - Maybe you're convinced you have a good venture; one worthy of investment capital. Although the banks and other conventional lenders don't seem to share your vision. What are you going to do? Scrap your project? Let the deal die? Seek some other form of financing? I would like to show you a way to raise money without borrowing.
Don't miss out on what I am about to share with you below, this little bit of information could mean as much as 5 million dollars to you as long as you need money for any of the following reasons;
1) Start-up seed capital,
2) Corporate expansion capital,
3) Film production capital,
4) Real estate equity funding (acquisitions, development projects, golf courses, rehab),
5) Capitalization for early to pre-IPO stage Internet and technology companies,
6) Expansion funding for retail companies,
7) Product development and distribution funding.
If the answer to any of these questions is YES!!!!!, please read on!... because I have something I think you will be very interested in hearing about.
Do you have a "backup plan" for startup capital in the event that you are unable to attract it? Good entrepreneurs always have a back up plan for their start-ups
What I am going to be talking about is like a safety net against wasting 6 to 12 months of your life in what may seem to be a hopeless pursuit of money.
Part 1: The Bad News
Before setting out on a campaign to raise venture capital funding and private money, you should honestly determine if you really even qualify.
The truth of the matter is that the vast majority of venture capital hunters simply don't qualify, and if you will not qualify in most cases you will end up wasting 6 to 12 months of your life writing a business plan which is never going to be read and doing a bunch of "road" shows for audiences who are at best only mildly curious or at worst engaged in draining your brain for new ideas.
Here is another secret when it comes to capital formation. As a funding vehicle, business plans are notoriously weak. They provide no structure for allocating ownership interests in your company leaving you prey for the greedy so-called "angel" investors who often want an arm-and-a-leg for their investments.
Using a business plan as your inducement to attract investors relegates you to the misery of attempting to raise money one investor at a time. Often those with only a business plan to sell their investment from must resort to money finders, money brokers, etc. who may, or may not "know someone" who may be interested in investing. My many years of experience in capital formation has told me this is simply a dead end road.
How Do I Qualify for Venture Capital or Angel Funding Today In Our Competitive Global Economy?
Venture capitalists have a gamblers mindset; they like to bet on the jockey instead of the horse.
The truth is, raising money boils down to a risk verses reward swap between you and the investors. Remember VC’s look at risk very differently than you…..that simply means they want to see:
A market potential for your product or service that must be at least one billion dollars in size.
Some sort of corner or proprietary interest in the marketplace for your product or service (this means a proprietary technology or a severe competitive advantage of some kind)
A top-flight management and technical team
If you don’t think you meet some or all of the above criteria in all likely hood you will not find the venture capital funding needed for yourself. However, don’t fret too soon, just keep reading because I have a solution for you.
So please hear me when I say and I think you’ll agree, polishing and presenting your business plan just might turn out to be a big time waster for you.
Don’t be misled and believe that a “great” business plan will make up for your business model missing some of the key criteria I mentioned above. Time is money for you....and wasting 6 to 12 months of your life chasing the pot of gold can put you into heavy debt or deplete the precious resources you need have to start your company with.
If you can’t show a verifiable track record of making someone else money…you are just a second round draft pick waiting to be picked up by the majors.
If you haven't made big money for investors before and you don't have any close relatives running venture capital firms, read what I have to say.
Let Me Share With You Three Insider Tips About Raising Outside Capital:
|Tip #1, Raising money for your business is a process not an event. Assume that it will take forever and that will be a long drawn-out ordeal for you. However, under my method, you should be able to find funding in 120 days.|
|Tip #2, If you are an unknown company, early stage start-up, with little or no net worth your odds of raising money is 1:1000 that you will find it with venture capital.|
|Tip #3, In the rare cases when an early stage start-up company actually receives funding from a venture capital firm, the founders are put into a position where they have to buy back the company from the investors, if and only if certain revenue milestones are met. You had better achieve those milestones, otherwise you will loose everything you worked for since starting your business. These people aren’t dumb. Now that’s total pressure on you!|
This Money Raising Stuff Is Starting To Get Pretty Ugly Sounding…What Are My Odds And How Can I Improve Them?
Your odds can actually, only be 1:1000, that is of course assuming you have met all of the previously mentioned criteria.
Now, I Want you to Place Yourself into One of Two of the Following Categories:
|Realist: “With those Kind of odds looks like I am going to have to have a backup plan.” |
|Dreamer: “I will go ahead and prepare my business plan and do my dog and pony show, those long odds don’t apply to me because I’ve got the next Microsoft and everyone will stumble all over themselves wanting to invest in my company after they know what it is all about."|
Some FACTS For You To Consider...
This is what typically happens when a company seeks outside capital in order to expand or commence operations:
After about 6 months one of three things occurs:
- A lucky few hit the lotto (1 in 1,000 find investors to fund them).
- The rest of us fall into the abyss and die like a rotten apple at the trunk of the money tree. The wannabe entrepreneur simply abandons the project and moves on to something else.
The Third Category (The smartest ones in my opinion)
3. The savvy and tenacious entrepreneurs finally get mad at having wasted so much time. They then begin to set into motion with some creative ways around the funding problem by simply raising smaller amounts of money from a greater number of public investors making small monetary commitments in a recognized 4th tier private equity marketplace.
Remember This Third Point Because I Will Return To It Shortly....
The fact is Entrepreneurs waste so much time in a futile quest for outside capital because the naively believe that a well-polished business plan will makeup for a verifiable history of making previous investors rich.
Don’t You Be One Of Them!
There is no point in agonizing over the wording and punctuation in you business plan. In most cases, it is not going to be read. In the end, there are always two many hogs and not enough tits at the sty. That means your wasting time begging strangers for money with a business plan. It is not the best use of your time.
Unfortunately, it takes the average entrepreneur about 6 to 12 months of endless business plan editing and dog & pony shows to polite but ultimately uninterested investors to finally figure out the reality about trying to raise capital.
So why all this emphasis on writing a business plan? Simple answer: everyone wants to be helpful but they haven't a clue as to what's really involved in being an entrepreneur. So they rely on this advice of "First write a good business plan!" This is as helpful as someone using your watch to tell you what time it is. It is simply a safe old cliche:
A Growing Cottage Industry
The need for capital among early stage companies is so prevalent that you may have noticed that there are literally 1,000s of service providers out there “helping” entrepreneurs raise money.
|Money Matching Websites: Let us match your project with one of our many high net worth accredited investors. Phone us now! Just $199 Operators are standing by! |
|Middle Men Finders: We will help you raise money for a fee, and by the way, we require a retainer up front.|
|Capital Raising Boot Camps: Come to our weekend bootcamp for $1,199 and discover that it’s not what you know but who know that counts when it comes to raising money.|
|Business Plan Preparation Services: We will write an award winning business plan that is sure to attract you funding for your company.|
And Even More Services...
|Venture Capital Directories: :Venture Capital Companies are waiting to fund your idea. just $49 will buy our CD directory with 1,000s of venture capital sources listed on it. |
|Online Business Plan Repositories:: VC's are waiting to fund you! For just $49 you can buy our CD directory with 1,000 of venture capital firms listed on it. |
A Tried and Proven Federal and State Sponsored Program verses One Or Two Wealthy Investors?
To attract one or a few wealthy investors sufficient to fund a budding enterprise is an uphill struggle at best. There are very few who are financially qualified to do so. Those who may qualify will likely want 51% of your company (or more). There goes your control!
Let's Summarize the First Half
Lesson 1: Money goes to entrepreneurs with proven track records as money makers for their backers.
Lesson 2: The other 999 capital chasers typically end up just wasting 6 to 12 months of time and effort on a capital raising campaign doomed from the very start.
To be honest, there is no one guaranteed method to the funding problem which all entrepreneurs face. However, a clue lies in the highlighted clue I just gave you above. Here is a little more on that same idea:
A tiny few of entrepreneurs finally get upset at having wasted so much time. Then they begin to figure out a creative way around the funding challege by focusing on raising small amounts of money from a greater number of small public investors. They do this by communicating to them with the help of the Internet and under the scope of a relatively unknown tried and true government program. This program is called the Small Corporate Offering Registration or SCOR for short. Yes, the big break-through usually comes after about 6 months of banging your head against the funding wall. That's when a few entrepreneurs finally awake to the fact that outside money is highly unlikely to come from Venture Capitalist or those elusive angel investors and they have been wasting your precious time. Most of us need to get mad first about a problem before our creative juices really start flowing.
Do You Have To Give Up Control When You Raise Money?
Rather than giving up control of most of the company stock, the key principles that you learn in my on-line course will allow you to control the outside investment process by allowing you to determine how much of your company to sell and spreading the capital raised over a greater number of "passive investors" thereby minimizing investor interference in your day-to-day operations. You are literally in the driver's seat. Compared to venture capitalists wanting 51% to 70% of your company, setting aside 20-30% for investors is much more attractive.
Introducing the Capital 101 distance learning course. It distills the lessons of America's most successful start-up companies for you to use in your venture. You can use the Capital 101 course principles as a screen to evaluate your current strategy and viability for funding.
The course contains proven strategies and tactics used by literally 1,000's of successful entrepreneurs which raised them tens of millions of dollars. These have been companies such as Costco, Google, Ben and Jerry's Ice Cream, Annie's Home Grown, and the Red Rose Collection (only to name a few) in order to expand, finance, and retain control of their companies.
My on-line course, Capital 101 is the next best thing to sitting down in person with the country's most knowledgeable financiers...people who have succeeded in starting their companies without using conventional funding outlets. Instead they funded themselves utilizing "public venture capital" under the scope of a little know government program called the Small Corporate Offering Registration or SCOR for short.
So again, what is your expertise in this area?...You ask..!!!???
It all comes down to years and years of experience. I have personally helped 1000's of small companies in the past 15 years to raise money. In addition, I have acted as an advisor and/or consultant to 1,000s of other entrepreneurs the world over. See my website at www.virtualcapitalgroup.com. I enjoy researching what makes startups successful and then teaching the discipline of corporate finance to others through my on-line course called Capital 101 which is a facilitated, on-line, and totally interactive course containing excellent learning features such as threaded discussions, audio PowerPoint discussions and real time chat sessions. Also, you will have the benefit and input of other eager beaver students learning right along side you thus accelerating your learning experience.
I have researched and found a "better way" to launch and finance growth for a small company over its first year of operations after helping 1000's companies raise millions of dollars on Wall Street in the early 1990s with D.H. Blair & Co. In my mind, I figured out there truly had to be a better way. So I began paying attention to what entrepreneurs were doing and what impact the Internet had on small business corporate finance. Quickly, I noticed something peculiar about entrepreneurs in the early stages of their development. They can be broken down into two distinct groups:
|The vast majority consists of dreamers who take the naive approach to business in that they spend a few months at first writing a business plan. Once it's polished and ready for circulation, they begin to look for investors, and look, and look, and look, ad infinitum. In most cases, the money is never raised and the dreamer has nothing more to show for his or her efforts than 6 to 12 wasted months, a stack of unpaid bills, and an upset partner.|
|The tiny minority announces its intentions to go after a given market opportunity. They then decide to go to "like minded" people in their community or their customers to raise money in small amounts. It is called patient high risk capital. Sometimes they choose to take VC funding later--on their own terms--and just as often they choose to avoid it completely.|
|How did these small companies get started? Was it angel or venture capital money? Since the mid 1980's, I have been an entrepreneur, and a consultant to high technology companies, and mentor to rookie entrepreneurs. As a result I have either personally tested scores of different start-up strategies or observed their use by others. In 1996 I began to put the success strategies down into a book called "Web-Based Venture Money" and then I began to sell it to my clients. In 2002, I came across some research conducted at Harvard Business School on Internet capital formation which fully backed up the model I began developing through trial and error back in 1996. |
|Soft cover - $22.95 + S&H|
6 x 9, 237 pages, glossary, index
Publication date January, 2005
(click on cover for more info)
My Offer to You........
A convenient distance learning solution - I am offering you a totally on-line interactive "instructor facilitated course." It is similar to spending seven weeks (one hour per week) in the comfort of your own home or office with the countries leading financiers and private money people. Imagine you being able to pick their brains and learn how they formulated their best strategies for financing fast start-ups and fast growth companies.
Just think how much this knowledge would be worth to you! On average, it will help you to save 6 or more months of your life from being wasted going down dead ends in a futile pursuit of outside capital.
Would this knowledge be worth $500 to you? At the very least, if you are truly serious and not just a dreamer as most people are, It could even be worth at least $5000 to you; or much more.
You can learn now how to start-up and finance your company the right way by taking this course.
Some people need to make their own mistakes and learn the hard way. However, others can't afford to waste time and money and prefer to learn as much as possible from others who succeeded before them. The Capital 101 course is for this latter group.
In a Nutshell
To recap, the benefits of this course for you are:
Discovering and using any of the lessons contained in the course sets you way ahead of other startup companies in your field.
If you are truly committed to building your business then do everything you can today to achieve this goal. This includes quickly learning the secrets of America's top Wall Street capital formation specialists for launching a money raising campaign for your business now.
If you're a "realist" you will enroll in this online course. Dreamers will continue to believe that other entrepreneurs and financiers don't have anything to teach them and that it's all about writing that "great" business plan which will miraculously convince venture capitalist to throw money at an unknown startup company with little or no net worth.
The decision is yours. (If you decide not to invest in my course at this time, please bookmark this page for later reference.)
Here Is What Some Of Our Past Graduates Had To Say About The Capital 101 Course:
"The Capital 101 course provides the basics of how to get a financing plan in place, no single resource has been able to bridge the gap between emerging growth and middle-market companies currently being overlooked by investment banks until now. The Capital 101 course has encapsulated a lifetime of financing knowledge in a single distance learning platform."
- Patrick Beaulieu, Miami-Dade College
"Provides an exceptional primer for anyone seeking to understand how to finance a growing organization... Useful for the entrepreneur, student, or financial professional. One of the best courses on the subject of finance I had the privilege to attend."
-Sonny Wright, President, South Florida Publishing Co
"The course offers a tremendous tool for creatively growing your company. The course covers and makes sure the business owner knows how to get a deal done and do battle with any bank or private equity investor to get the best terms."
-Humberto Rodriquez, entrepreneur
Call to enroll now: (305) 773-7663!
Typical Questions & Answers
Q. What is a Direct Public Offering or SCOR?Q. What is the Capital 101 course?
A. - A Direct Public Offering (DPO) or SCOR is a technical term often used by the financing industry. It is a program set up by the Federal and State governments allowing small businesses to get legal access to "equity" capital (under the guidelines of the state and federal securities regulatory statues). DPOs are usually implemented through investors in their own community. Typically, these are investors that don't know you or your company and they have no pre-existing relationship with you (small or average sized investors).
A. - The Capital 101 course is a unique course, it provides a small business better access to capital on the "equity" side of the balance sheet in a way that doesn't force a small company (or its owners) to go into to heavy financial debt in order to raise that money for startup or expansion purposes (of course this is only logical because it is "equity" or ownership capital). Thousands of small businesses have successfully used these methods in the past. Q. Can you give me proof that DPOs or SCORs really work?
A. - DPOs are not new; they have been around since the 1930's when Edwin Land went directly to the public to sell shares of his company to start Polaroid. Until the Internet, however, locating potential investors without the professional assistance of an underwriting firm was difficult. Over the past 15 years literally 1,000's of companies have successfully implemented DPOs with the help of the Internet, including such big names as Google, Ben & Jerry's Ice Cream, and Costco.Q. I've never taken an on-line course before.
A. -This course utilizes the same sophisticated learning platform used at major colleges and University's to teach their students online college courses. We also offer you a 24/7 live technical assistance phone number for enrollees helping them to deal with any technical connectivity problems and/or browser compatibly issues. We then give you the training necessary in a format that allows you to learn on your own time and at your own pace using a "pedagogically sound" on-line distance learning program in the comfort and privacy of your own home or office. No schedules to follow, no driving to do, just a high quality multi-media experience on-line utilizing a live instructor to facilitate the best learning experience possible. By the way, If you have any unsolvable technical problems we will give you your money back within 10 days of the course enrollment!
Can't Enroll Right Now?
If you are unable to take my course right now, but feel there is definitely some value here for a later date - enter your contact information below:
Just for reading this website, I will send you some free articles on the subject of: "Do-It-Yourself IPOs"
The Capital 101 course will teach you....
1. What is the best capitalization plan for your company and how the federal and state securities laws fit in.
Benefit:Now you can learn in layman's language just what you need to know when it comes to the securities regulations - that means you don't have pay $250 an hour for specialized legal assistance to just understand what exactly is going on.
2. We will teach you the key criteria you need to know and understand in order to organize and develop your own overall strategy to look at the pros and cons and answer the simple question, does your company qualify for a Direct Public Offering (DPO)?
This part of the course gives you a simple and easy check list to use before embarking on a capitalization plan for a Direct Public Offering (DPO). It gives you in clear and concise terminology the elements you need to know in order to discover whether this financing plan is right for you and your company.
3. We will show you that besides your current management, you will need to assemble a team: an attorney, an accountant, and as many new employees as it takes to grow effectively
Gives you some practical guidelines on how to deal with these professionals and your future employees so they don't end up taking you to the cleaners. In some cases, we will show you how you can get them to work for free!
4. We will show you how to estimate your financial needs
Benefit: The course explains a step-by-step strategy on how you (on your own computer) can determine exactly how much capital you will need without paying a costly accountant and putting together a complex budget.
5. You'll learn how to structure an early stage startup company in preparation for a direct public offering and arrive at a value for your small company in today's terms based upon its future revenue and profitability.
Dividing up the ownership pie with your insiders and investors is a piece of cake using this valuable paint by the numbers formula. It keeps you in the drivers seat (as the major stockholder).
6. The course will explain how you can obtain the state and federal regulatory approvals for your Direct Public Offering or (SCOR) - it gives you a checklist in order to prepare the right documents
We will give you a winning strategy on how you can deal with the State reviewers, the course gives you a good overview of what to expect before getting your permit to sell securities.
7. How to "package" your Direct Public offering to your investors - there are certain elements you must take into consideration before you begin your offering.
Shall I go debt or equity? This course will help you examine these factors and help you determine which is the best course of action depending on what your company is trying to accomplish.
8. We will teach you that you have just added a new product line: It's your company's securities, now you need to "market and sell" your securities similar to any other product or service you have to offer.
Identify and select the best "affinity" investor groups to sell to and know exactly how to market to them as least expensively as possible.
9. - You Need To "Close" The Sale
Time tested techniques on how to get your small investors to willingly sign the bottom line.
10. - We will teach you how to establish a secondary trading and distribution aftermarket - for your investors
What if I can't qualify to get my company on a trading exchange? Then we will show you some perfectly acceptable alternatives to the Over The Counter Bulletin Board (OTCBB) or the Pink Sheets.
Who Should Enroll:
The course is designed for individuals planning to start up or expand a business. But it is equally useful to those who wish to better understand how to use the Internet to raise money for a business. Interested parties may include, for example, professional advisors who play an active role in managing and guiding their clients' expansion or consultants looking for a surefire way to build a practice or augment the set of tools they can offer in their advisory capacity. Typical attendees may include:
|Incubator Board Members|
|Commercial Loan Officers|
|Corporate Financial Consultants|
|Economic Development Practitioners|
|Real Estate Agents|
So here's the deal: Click on the link below RIGHT NOW. You can use your credit card to instantly enroll yourself in the next scheduled on-line course. I will send you an email with a link which contains your secret password and user id.
IF YOU ACT NOW...YOU'LL RECEIVE TWO EXCELLENT BONUSES:
Bonus Item #1
I will give you a limited time bonus offer only if you act right now....If you are one of the next 50 course enrollees, I will send you a free hard cover copy of: Web-Based Venture Money....a $28.95 value!!!!!(including S&H)
6x9 237 pages, glossary, index
Publication Date January 2005'
(click on cover for more info)
Bonus Item #2
One year membership in the International Open Finance Association Inc. This will give you access to all of the leading edge research in capital formation for small business, this includes work done at the public policy level for economic development purposes. We have a huge research library on public policy matters that can work in your own community. Plus you will receive quarterly newsletters monitoring financing activity around the country. This is a $50.00 value.
Wishing you prosperity and success,Executive Director
International Open Finance Association Inc.
and author of "Web-Based Venture Money: How To
Use The Internet To Raise Money For Your Business"
P.S. - Remember, don't delay the bonus offer valid for the first 50 enrollees only!!!
PSS. - Both bonuses combined amount to total value of $78.95!!!!!!
International Open Finance Association Inc.
10201 Hammocks Blvd #153
Miami, FL 33196
Online Course Log-in for Registered Students