Most Frequently Asked Questions
HOW LONG DOES IT TAKE TO GET THE MONEY I NEED FOR MY BUSINESS?
A commitment for Debt financing usually takes no
longer than ten business days and sometimes as little as 72 hours once a lender reviews a
business plan and loan application and perform its due diligence. Equity financing is
another matter. There, a client may be involved in the offer and sale of securities. If
so, there are legal requirements to be met. Capital will be solicited on behalf of your
company in accordance with all applicable federal and state laws. The capitalization
process may require up to four months to produce committed responses to the solicitation.
For a private company considering outside capital funding for the first time, Virtual
Capital Group will be instrumental in revealing the possibilities and avoiding the
pitfalls of capital formation. We have extensive experience in raising capital for
expansion, a management buy-out, financing an acquisition or the reorganization of the
financial structure of a company by reducing its short-term debt. As your company's
corporate advisor, we would locate the correct source of funding and assist in the
negotiation process (only in the case of debt or loan funding transactions) to insure the best possible terms for your unique business strategy.
Conventional banking, Trust companies, Government organizations, SBA, Over-the-Counter
securities markets as well as syndicates of high net worth individuals all have their own
unique set of parameters. It is our goal to match the client's requirements with the most
appropriate source (only in the case of debt or loan funding) and then in conjunction with other professional advisors, negotiate the
most favorable terms for the client (only in the case of debt or loan funding).
DO YOU GUARANTEE A CLIENT WILL RECEIVE FUNDING AND HOW MUCH WILL BE
No. We work diligently with each client in helping
them present their corporate image, background, financial resources, and future prospects
to a lender or investor who may or may not find interest in any particular project at any
given time. We are neither the direct lender nor investor and therefore we do not offer
guarantees of how much, if any, funding will be forthcoming.
IS CAPITAL READILY AVAILABLE AND DO I QUALIFY AS A CLIENT?
There is always capital available. Providing capital is what
professional lenders and investors are in business for. And, as for private individual
lenders or investors, there is always the risk versus reward taker. Whether or not you
qualify for a loan or investment depends on you, on your background, on your business, on
your profitability or potential profitably. Other factors include your ability to repay a
debt. How much you are seeking, and on what the risk exposure is to a lender or investor.
Oftentimes the presentation is what makes the difference between receiving funding and not
F.A.Q. | Fees
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